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Gain total control of your money

Stop living paycheck to paycheck, get out of debt and save more money with You Need a Budget.

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Why should I care?

YNAB teaches users HOW to budget

The method they teach has 4 simple rules:

  1. Give every dollar a job – As soon as you get money, you’ll decide what it needs to do—whatever is most important to you.
  2. Embrace your true expenses – Take those large, less-frequent expenses and break them into manageable, monthly “bills.”
  3. Roll with the punches – When you overspend in a budget category, just adjust. No guilt necessary.
  4. Age Your Money – Rules 1 through 3 will help you get a month ahead, so you’ll be spending money that is at least 30 days old.
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You can do this, right now, for free!

Budgeting is not restrictive. You won’t be spending less, you’ll be spending smart. Try YNAB free for 34 days.

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