Stop living paycheck to paycheck, get out of debt and save more money with You Need a Budget.
![You Need A Budget](data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="100%" height="1803"><rect width="100%" height="100%"><animate attributeName="fill" values="rgba(153,153,153,0.5);rgba(153,153,153,0.1);rgba(153,153,153,0.5)" dur="2s" repeatCount="indefinite" /></rect></svg>)
![You Need A Budget](data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="100%" height="1785"><rect width="100%" height="100%"><animate attributeName="fill" values="rgba(153,153,153,0.5);rgba(153,153,153,0.1);rgba(153,153,153,0.5)" dur="2s" repeatCount="indefinite" /></rect></svg>)
Why should I care?
YNAB teaches users HOW to budget
The method they teach has 4 simple rules:
- Give every dollar a job – As soon as you get money, you’ll decide what it needs to do—whatever is most important to you.
- Embrace your true expenses – Take those large, less-frequent expenses and break them into manageable, monthly “bills.”
- Roll with the punches – When you overspend in a budget category, just adjust. No guilt necessary.
- Age Your Money – Rules 1 through 3 will help you get a month ahead, so you’ll be spending money that is at least 30 days old.
You can do this, right now, for free!
Budgeting is not restrictive. You won’t be spending less, you’ll be spending smart. Try YNAB free for 34 days.
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