Hometap gives you up to $600,000 of your home equity in cash in exchange for a share of your home’s future value. An investor, not a lender, Hometap allows you to use the money for whatever you’d like: paying off debt, making renovations, funding a child’s tuition, or something else entirely — it’s up to you.
What's more, you receive funds fast - in as little as three weeks - plus, you have until the end of the 10-year effective period to settle the investment, and there are no prepayment penalties if you settle early.
What's going on?
Meet the smart way to tap into your home's equity
![Hometap](data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="100%" height="564"><rect width="100%" height="100%"><animate attributeName="fill" values="rgba(153,153,153,0.5);rgba(153,153,153,0.1);rgba(153,153,153,0.5)" dur="2s" repeatCount="indefinite" /></rect></svg>)
![Hometap](data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="100%" height="1000"><rect width="100%" height="100%"><animate attributeName="fill" values="rgba(153,153,153,0.5);rgba(153,153,153,0.1);rgba(153,153,153,0.5)" dur="2s" repeatCount="indefinite" /></rect></svg>)
Why should I care?
No loans, no monthly payments, no kidding
With Hometap, you can access your home equity without selling your home or taking out a loan. There’s absolutely no interest and no monthly payments to worry about.
The process is simple, straightforward, and transparent. A dedicated Investment manager guides you through the process – you pay for what’s important to you and take a big step toward financial freedom.
How to own your own home flexibly
We’ve produced a guide, in partnership with Hometap, that explores exactly how you can own your own home and maintain financial flexibility. We’ll look at why homeownership may make sense, how to go about it, and – once you’ve taken the plunge – how to enjoy the flexibility of a renter. It takes just 6 mins to read – click here to check it out.
Making homeownership less stressful and more accessible
See if you pre-qualify for a Hometap investment in less than 30 seconds.
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